Friday, March 2, 2012

Friday, March 2

They say time goes faster when you are older.  I believe it.  It's Friday already and March !  It just may be that I slept through this week.

Three members of the band played at a memory care facility on Tuesday Am and then the band spent our practice preparing for another day care gig next week.  Our weekly practice is really good therapy.  I have come to love them one and all and really like playing the music.

A friend went with me Wednesday for my day out.  We spent a lot of time looking at rugs.  and then we went to Whole Foods and had lunch and did some shopping. 

Yesterday I cleaned out the refrigerator and washed it down.  I may actually be able to find things now.

Today I visited another memory care facility.  It is out in the country and is quite lovely.  The rooms are large and the outside area just rolls right over into endless fields.  It is only 8 miles from the house.  The financial situation there would be different than the VA home so am exploring that.   They don't take direct pay from VA so you pay and then get reimbursement.  Same thing with insurance.  $2000 up front, $4500 a month.  Insurance would cover most of it after the first 100 days. That means about $20,000 out of pocket and then insurance and "maybe VA Aid and Attendance" to cover the charges.   The administrator gave me the name of a VA person to talk to about Aid and Attendance.  Have a call in on that.

The advantages of the VA home from a financial perspective are substantial.  The help to patient ratio is better and there are more men.  40 miles each time for me versus some amount of drain on resources and a much shorter commute and a little bit nicer facility.   I need to cogitate on this.

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